Rocko is a consumer-friendly front-end for crypto-backed borrowing. Users post crypto as collateral and Rocko routes the loan to one of the major underlying lending markets — Aave V3, Compound III, or Morpho — picking the best available rate and parameters at the time. The platform abstracts away the operational complexity of choosing a market, managing health factor, and rebalancing across protocols.
Under the hood, every Rocko account is a Kernel smart-contract wallet (the audited modular account standard from ZeroDev), so the protocol stays fully non-custodial and the user retains direct control of their collateral. Rocko itself does not set rates or list assets — those are inherited from the underlying markets.
The project does not have a token. Rocko was co-founded by Thomas Harrison (CEO) and Vince DePalma (CTO).